Houston Uninsured and Underinsured Motorist Claims Attorneys
Drivers are required to have insurance, but as we all know, not everyone obeys the law. When an uninsured or underinsured driver is at fault for your injuries, you may still be able to file a claim. Texas has both underinsured motorist claims and uninsured motorist claims.
To be successful in an underinsured motorist claim, you must show that your medical expenses and other losses exceed 50% of the other driver's liability coverage. Uninsured motorist claims are more straightforward, as they require that the other driver has no insurance.
At The Shellist Law Firm, PLLC, we understand how difficult it can be to recover the compensation you need, especially when the other driver is not covered. Our Houston injury attorneys are here to help you obtain the financial benefits you deserve for your injuries and property damage.
For a free consultation with our team, call us at (713) 999-6855 right away.
How Underinsured Motorist Claims Work in Texas
To file an underinsured motorist claim, you must be able to show that the other driver's liability coverage is not enough to cover your medical expenses and other losses. Your evidence includes your medical bills and other related expenses, which you submit to the insurance company.
The insurance company then determines how much of your total losses are not covered by the other driver's liability coverage. If the insurance company agrees to your claim, they should compensate you.
Our firm is here to help you submit these claims and gather the proper forms. When a stingy insurance company fights back, we are here to help make sure you get the benefits you need.
How Uninsured Motorist Claims Work in Texas
Your insurance provider typically handles an uninsured motorist claim. If you have the right coverage, your insurer steps in and covers any damages or medical expenses caused by the other uninsured driver. These benefits can go up to the maximum limit of your coverage.
These claims can be complicated, and insurance companies often push back on them. Our team is here to help you get the benefits you need. If you do not have coverage that accounts for an uninsured motorist, we can help you find other options to receive compensation. When necessary, we can take the at-fault driver to court.
If you need help with uninsured or underinsured claims in Houston, our lawyers are here for you. You can schedule time with our team by contacting us online.
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Practicing Law for Two DecadesHaving practiced law for 20 years, you can be confident attorney Steve Shellist can successfully handle your case.
Extensive Trial ExperienceAs a former chief prosecutor, Mr. Shellist knows how to present a compelling case in front of a jury.
Highly Personalized RepresentationAt Shellist Law, we believe every case requires tailored representation in order to achieve the best possible outcome for the client.
Legal Analyst on ABC-13Over the years, Mr. Shellist has been called on by ABC-13 News to share his expertise on many newsworthy cases.